Homeownership

Are you eligible for a Habitat Home?

If all the items below are true, then you may qualify for our homeownership opportunities:

RESIDENCY You are a documented resident of the United States who lives, works or attends school in one of the 42 cities and towns throughout our service area in MetroWest and Greater Worcester. View our service are towns and cities below.
FIRST-TIME HOMEBUYER (at least one potential co-applicant has not owned a home for at least three years).
FAMILY SIZE Your family size matches the specific home we are building (Families must have at least one person per bedroom, but no more than two people per bedroom. Children of the opposite sex cannot share a bedroom and same-sex children who share a bedroom must be no more than five years apart in age).
APPLICANT INCOME Your annual income falls between 30 and 60% of the Area Median Income Range for your family size in Middlesex County or Worcester County.

Homeownership Pre-Application Evaluation

Once we verify that your family meets all the qualifications listed to the left, your pre-application will be evaluated based on three main areas:

NEED: You have a need for affordable housing, or your family income is insufficient to afford a conventional mortgage (i.e., your current housing is overcrowded, unsafe, or too expensive, costing more than 50% of your income)
ABILITY TO PAY: You must have secure employment, good credit, and the ability to afford low-interest, monthly mortgage payments (through a third-party lender of your choice).
WILLINGNESS TO PARTNER: You are willing to partner with Habitat for Humanity MetroWest/Greater Worcester to become a successful homeowner. (Examples of partnership include participation in homeownership courses and completion of 300 sweat equity hours working in our affiliate ReStores, on your own Habitat home or this affiliate’s Habitat for Humanity projects).

The Family Selection Committee uses the criteria to select families in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, marital status or because all or part of the applicant’s income is derived from public assistance. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there is no discrimination in housing on the basis of race, color, religion, sex, disability, familial status, age, or national origin.

*Our Service Area: Ashland, Auburn, Barre, Boylston, Brookfield, Charlton, Douglas, Dudley, East Brookfield, Framingham, Grafton, Holden, Holliston, Hopkinton, Leicester, Marlborough, Millbury, Natick, New Braintree, North Brookfield, Northborough, Northbridge, Oakham, Oxford, Paxton, Rutland, Sherborn, Shrewsbury, Southborough, Southbridge, Spencer, Sturbridge, Sudbury, Sutton, Upton, Uxbridge, Wayland, Webster, West Boylston, West Brookfield, Westborough, and Worcester.

• Sophie, Habitat Homeowner in Worcester: “Habitat For Humanity changed our quality of life. Every single donation, every single person who made our dream a reality is an angel. My husband served Honorably in the Marine Corps, and what we have gotten in return for his service has been life changing. We are forever grateful. Strangers became saviors. There are no words to express our Thanks. Hopefully the smile on our boys' faces tells you, even if they don't have the words. All of our Best to all of you Angels. Be well, friend."

HOMEOWNERSHIP

homeownership

Are you eligible for a Habitat Home?

Your pre-application will be evaluated based on three main areas:

For more information, contact family services, at FAMILYSERVICES@habitatmwgw.org or by phone at 508-799-9259 x 122.

Worcester

Ashland