Homeownership

Simple, Decent, Affordable Homeownership Opportunities

Habitat for Humanity-MetroWest/Greater Worcester is an equal opportunity program that provides simple, decent, affordable homeownership opportunities to low-earning families.

Habitat for Humanity-MetroWest/Greater Worcester provides a unique opportunity for families to build their own homes. Qualifying families live in the MetroWest and Greater Worcester area, earn between 25% – 60% of the area median income, and typically would not qualify for other homeownership programs. In addition to paying a monthly mortgage, partner families contribute 400 or 500 hours of sweat equity prior to assuming ownership of their homes. These hours are put into the building of their home, attending home improvement and homeownership classes, as well as partnering with Habitat for various events and continued homeowner support.

Habitat homes are built with donations and volunteer labor, and are sold to families at no profit. We convey our homes to pre-qualified families with interest-free mortgages at a price based on 30% of family income, less the estimated costs of taxes, insurance and utilities.